In the event that we receive a chargeback from your bank, Charm City Financial Group, LLC reserves the right to execute all fraudulent chargeback to the full extent of the law under felony fraud changes as we see fit. In the case of a court proceeding, any controversy or claim arising out of or relating to this contract/agreement, or the breach thereof, shall be settled by arbitration. The number of arbitrators shall be one to three. The place of arbitration shall be the city of contract originator with the client or said company held accountable for the cost of arbitration. Judgement on the award rendered by the arbitrator (s) may be entered in any court having jurisdiction thereof.