Frequently Asked Questions

Contrary to popular belief, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit from the advice and information provided through credit education.
We will treat you like family! We will guide you through the process from start to finish and prepare all your documents for you. You will be updated on your progress monthly and you will also be able to track your progress in your Client Web Portal 24/7.
On average, our program could take up to 9 months to complete depending on a client’s circumstances. However, through our services, 93% of our clients see their credit score increase the first 45 days.
Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. During your credit audit, we will review your credit report and discuss a plan of action for you. On average, clients are able to remove 70% of the negative items from a credit report
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than seven years. This holds true except in very rare circumstances.
With our assistance, clients have had great success with bankruptcies, foreclosures, collections, chargeoffs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
We have different packages that are tailored to the needs of all clients. For a breakdown of costs, please review our prices listed under each service.
Our guarantee varies according to the service. For a specific breakdown, please review these terms under each service.
Yes, credit repair is legal and our staff will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Our job is to prepare documents that uses this law to help you get results for information reporting inaccurately.
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