Commitment to Your Privacy 

This site is owned and operated by Charm City Financial Group, LLC. Your privacy on the Internet is of  the utmost importance to us. At Charm City Financial Group LLC, we want to make your experience  online satisfying and safe. Because we gather certain types of information about our users, we feel you  should fully understand our policy and the terms and conditions surrounding the capture and use of that  information. This privacy statement discloses what information we gather and how we use it. 

Sharing of Information 

Charm City Financial Group, LLC does not under any circumstances share, sell, rent, or in any other way  provide your information to anyone for any use whatsoever. 

Security 

Charm City Financial Group, LLC operates secure data networks protected by industry standard firewall  and encryption protection systems. Our security and privacy policies are periodically reviewed and  enhanced as necessary and only authorized individuals have access to the information provided by our  customers. 

Information Charm City Financial Group, LLC Gathers and Tracks 

Charm City Financial Group, LLC gathers two types of information about users: 

• Information that users provide manually on our web site. This information is gathered on our  Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or  used for any marketing purposes whatsoever. 
• Information Charm City Financial Group, LLC gathers through aggregated tracking information derived  mainly by tallying page views throughout our sites. This information allows us to better tailor our  content to readers’ needs and to help us better understand the demographics of our audience. 

Usage Tracking 

Charm City Financial Group, LLC tracks user traffic patterns. However, we do not correlate this  information with data about individual users. Charm City Financial Group, LLC does break down overall  usage statistics according to a user’s domain name, browser type, and MIME type by reading this  information from the browser string (information contained in every user’s browser). Charm City  Financial Group, LLC sometimes tracks the search terms that users enter in public search engines, which  generate a “click through”, but this tracking is never associated with individual users. We use tracking  information to determine the effectiveness of individual search terms. 

Cookies 

We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does 

not contain Personal Information although it will enable us to relate your use of this site to information  that you have specifically and knowingly provided. But the only personal information a cookie can  contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie  files created by other sites. Charm City Financial Group, LLC uses cookies to track user traffic patterns (as  described above). You can refuse cookies by turning them off in your browser. If you’ve set your  browser to warn you before accepting cookies, you will receive the warning message with each cookie.  You do not need to have cookies turned on to use this site. 

Your Consent 

By using this site, you consent to the collection and use of this information by Charm City Financial  Group, LLC. If we decide to change our privacy policy, we will post those changes on this page so that  you are always aware of what information we collect, how we use it, and under what circumstances we  disclose it. 

Public Safety and Legal Process 

We will not share information about individual users with any third party, except to comply with  applicable law or valid legal process or to protect the personal safety of our users or the public.